We don’t force our lenders to decide between high returns and likelihood of return. All lenders at PeerCredit invest in the same lending pool and their portfolio is dynamically distributed among all loans on the platform. This means that you obtain a share in each new loan and your earnings depend on the current average interest rate on the platform as well as your share in the lending pool. You can learn more about how your earnings are calculated here >>
Lenders at PeerCredit always earn our highest possible interest rate at our lowest possible level of risk. With our sophisticated risk-assessment approach we try to ensure a balance between profitableness and security.
You can view the current interest rate for lenders at our webpage (or just click here >>).